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I am middle america that lost my savings, 401k, and was homeless after being laid off of a 60k per year job. I could not make it without food stamps and housing at this point. Yes, I have a car I bought when I had more than enough money to pay the payment and believe me I am not "hopping" in it without thinking about how I am going to keep making the payments so that I can get back and forth to work at my part time job...It is not as easy to get help as some ppl think!